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What is a Business Cash Advance?
  Cash Advance vs. Bank Loan
FAQ's
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Set up your merchant account FAQ's About Merchant Cash Advances
Merchant Account Set-Up
A-AAccess Online Payment Systems wants to help your business succeed. Below are the most frequently asked questions about merchant cash advances. Our associates are standing by to answer your specific questions and help you determine whether a business cash advance is the right solution for your working capital needs.

We look forward to working with you.
  FAQ's - Business Unsecured Cash Advance up to $250,000!
How hard is it to get approved?
What if my credit is bad?
How does the cash advance work?
When will I get my money?
Is this a bank loan?
How is the money paid back?
Who do I call about questions I have?
How do I get started?
 
 
How hard is it to get approved?
Our approval rate is over 96% for a Business Cash Advance. Simply complete this easy application form to get started immediately.
 
What if my credit is bad?
Credit is not an issue to qualify for an unsecured Business Cash Advance. All advances are based on your future credit card transactions volume and not your credit.
 
How does the cash advance work?
A-AAccess Online Payment Systems can advance cash to merchants by purchasing a pre-determined amount of your business's credit card sales volume. By selling your future receivables at a discount you are able to receive cash quickly to use for working capital, equipment purchases, advertising, renovations, acquisitions or anything you need for your business.
 
When will I get my money?
In most cases we deposit the funds in to your bank account within 7 days of your approval.
 
Is this a bank loan?
No. This is not a bank loan or a loan product. This is a cash advance based on your future credit card sales volume.
 
How is the money paid back?
The Business Cash Advance is paid back by as you take credit card transactions. We take a very small percentage of your transactions and are gradually paid back as you conduct your business. There are no fixed monthly payments. We get paid when you get paid.
 
Who do I call if I have questions?
If you have any questions regarding the Business Cash Advance please call one of our specialists at 800-317-1819. A-AAccess Online Payment Systems is here to help!
 
How do I get started?
It's easy to get started. Simply fill out the easy application form.